The answer is to wear a vest as it is known in Savile Row. A waistcoat to most. Regrettably with central heating and a more relaxed look nowadays the 3 piece suit is not as popular as it once was. The top pocket of a four pocket vest is by far the most practical and comfortable way to carry a smartphone upon your person. No unsightly bulges in trouser or jacket pockets one so often sees. Furthermore the top vest pocket is the most secure place. I prefer to slip my phone into my top right pocket. Furthest away from my heart. Those with implanted heart hardware may wish to consult their physician. Furthermore, calls are easily identified by ring tone and/or vibration.
So perhaps the vest (waistcoat) may make more of a return.
A selection of my cravats I keep in Dorset. Silk, wool, cashmere and towelling. The cravat, to me, is a functional item rather than a fashion accessory. On damp autumn days ( like today )I wear a towelling cravat. On a cold winter’s day my Purdey cashmere. For social occasions then silk Hermes with a shirt and roundneck jumper. A roundneck ‘holds’ the cravat in position more than a V neck does.